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| Pay In Installments and Spread The Cost |
| Besbrode Pianos is now offering a more flexible way to pay |
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| Who is Eligible for Finance? |
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| Independent credit check: All applicants must undergo an independent credit check to apply for a loan. The details an applicant provides will be checked against a number of public registers such as the credit rating agency and fraud prevention agency. The check will require information about the applicant's address, contact details, employment history, bank details and credit history. Applicant will find out within minutes whether application has been successful. |
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To apply for finance, the applicant must
- Be over 18 years old
- Be a UK resident for more than 12 months and will remain in the UK for the period of repayment
- Own personal bank account to set up a direct debit for repayment
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Employment / income status. The applicant must fall into one of the below categories:
- Work at least 16 hours / week in permanent employment
- Be self-employed
- Be retired
- On disability allowance
- Be a registered carer
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| Deposit: A deposit of at least 10% of the retail cost of the piano is required before application for finance. |
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| How to apply for Finance:
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| To apply for finance, you will need to make an appointment with Steven Leeming and visit our showroom in person. You will need to sign the loan application documents in person. |
Depending on your circumstances, the following documents may be required in the application process. We recommend bringing these documents with you just in case:
- Photo ID
- Proof of residency (with the applicant's residential address): driving licence, bank / building society statement, public utility bill, official document
- Proof of signature: credit / debit card, photo driving licence, passport, ID card
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| 0% Interest Free Finance |
| Equal monthly payments from one month after the goods are received. No interest is charged over the 12 month duration of loan. Loan can be paid off in part or full at any time. |
- 0% APR
- Minimum 10% deposit
- 12 month loan duration
- 14 days to change your mind
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| 0% Interest Free Finance Example: |
| Purchase today a piano using our 0% interest free finance option. Yes, Interest free! This means that you can pay now a 10% deposit on the full retail price of a piano, get your piano delivered and then spread the cost of the remainder over 12 months and not pay a penny more. |
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| Piano retail price: £2000.00 |
| 10% deposit: £200.00 |
| Amount of loan: £1800.00 |
| Monthly repayments : £150.00 |
| 12 monthly payments of £150.00 at an APR of 0% |
| Total to Pay: £1800.00 |
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